Our Agent Management Services (AMS) Platform Connects Homeowners with Mortgage Servicers to Avoid Foreclosure

BENEFITS OF THE AMS PLATFORM

• Reduced Loss Mitigation Staffing Costs – Pre-Foreclosure Specialist Certified (PSC) agents will receive training specifically aimed at reducing the stress on servicer’s loss mitigation resources.

• Increased Short Sale Closing Ratios – PSC agents in the PartnerFirst Network possess the unique skills and the mindset to manage the complex and non-traditional activities required to both get short sale transactions closed properly and to reduce investor loss severities.

• Reduced Loss Severities for Mortgage Investors – PSC agents in the PartnerFirst Network embrace their duty to close short sales at “Fair Market Value” prices, which serves to maximize the investor's recovery of capital.

• A Brand Neutral Real Estate Agent Referral Database – Brand neutrality ensures that homeowners are provided with a diverse group of agents and real estate brands from which to choose. Servicers can confidently refer defaulting homeowners to select a certified real estate agent to help both the homeowner and the servicer streamline the short sale process.

• Find an Agent Homeowner Referral Database - A simple, single-point entry for defaulting homeowners to select an agent to help them with their pre-foreclosure activities including listing their property as a short sale, if necessary.

• A Minority Outreach Initiative (MOI) – By partnering with the National Hispanic Organization of Real Estate Associates (NHORA), the Asian Real Estate Association of America (AREAA), and the National Association of Real Estate Brokers (NAREB), PartnerFirst clients are able to provide homeowner solutions that will bring stability and sustainability to minority housing markets.

• Flexible, Servicer-Specific Education Modules – PartnerFirst designs, creates, and disseminates servicer specific learning modules to the agent database in addressing, enforcing, and confirming existing and new government legislation as well as in-house loss mitigation procedures, thus saving time, effort, and resources for mortgage servicers.

BENEFITS OF THE AMS PLATFORM

The AMS Platform Allows our HCC to Facilitate the Following Pre-Foreclosure Activities